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mcpEvery plan connects to Claude, ChatGPT and Cursor

Get paid. Keep the books caught up.

Invoicing and bookkeeping for Canadian service businesses. Routine work moves along on its own; the decisions that need you wait in one inbox.

Start free trialSee pricing7-day Max trial, no card
InboxTo decide9Waiting2
Needs attention
Reconnect RBC Royal BankNot syncing since Oct 1Reconnect
To decideCAD
Prairie OutfittersE-transfer, Sep 25Pays INV-0041+2,450.00
Google Workspace4 charges6205Software−73.60
Staples #224 WinnipegSep 306105Office supplies−489.00
Uber trips3 charges6610Travel−71.95
Adobe Creative CloudSep 226205Software−129.99

From invoice to settled, in one trail.

How it works
  1. InvoiceINV-0042Sent to Fieldnote Co., AR posted
  2. Payment2,488.16Paid online through Stripe
  3. Bank matchRBCMar 4Payout found in the bank feed
  4. ReconciledDR 2,488.16= CR 2,488.16Every step linked, every cent placed

The ledger is the truth

Entries always balance. Locked changes keep the original and add a linked correction, so the history stays readable.

Reconcile, don’t re-enter

Bank activity is an external fact. Match it against the books; FX rounding lands to the cent.

Exceptions, not queues

Setttle handles what it knows and asks when judgment is required, in one inbox, with the evidence beside it.

What’s in the books

Invoices tied to the ledger

Send by Stripe or deliver it yourself and record the e-transfer. Either way the AR entry follows.

INV-0042Fieldnote Co.$2,488.16
  1. SentFeb 26
  2. Paid onlineMar 2
  3. Settled in the bankMar 4

Setttle Payments

Online invoice payments through Stripe. The fee is disclosed before you switch it on.

Setttle fee
0.5%
Stripe fees
as charged
Manual payments
0%

Receipts, coded for review

AI suggests the coding. Nothing posts until you accept it.

Agents work under your permissions

Point Claude, ChatGPT or Cursor at the ledger over MCP. They read and draft; posting takes an explicit permission and the same accounting checks as the app.

What did we spend on software last quarter?
get_profit_and_loss6205 Software was $1,284.40 across 14 entries. The Adobe charge on Sep 22 isn’t categorized yet. Want a draft?
Draft ready for review

Bills with a paper trail

Capture, approve, pay once or in parts. The bill and its journal stay linked.

BILL-018Incredible Sew & DesignApproved → AP283.50

Separate books, one workspace

A CAD or USD base for each company. Max runs as many as you have.

MMeridian StudioCADHHarbor SupplyUSD

Things Setttle won’t do.

Better you hear it here than in a support thread.

// written by people who reconcile their own books

  • Post a guess.Uncertain tax, FX, accounts and matches stay visible until you decide.
  • Quietly rewrite history.Locked entries keep the original and gain a linked correction.
  • Run payroll, inventory or your POS.Keep the tools you like for those. Bring reviewed totals to the close.
  • Charge your accountant.Read-only access is free on every plan, with one handoff export.

It balances. To the cent.

Every entry must balance before it posts, and the database checks the rule again. An unbalanced entry cannot exist, not from an import, an agent, or a mistake.

Mar 4Stripe payoutINV-0042
2,418.00–
70.16–
–2,488.16
Balanced2,488.162,488.16

One company or many. Same balanced books.

Compare plans

Micro

One company. Real books.

$9CAD / month

  • 1 company, CAD or USD
  • 20 invoices a month, including recurring
  • Ledger, bills, receipts, bank reconciliation
  • MCP for agents, free accountant access
Start with Micro

Max

Client work. Multiple companies.

$19CAD / month

  • Unlimited companies, USD and CAD
  • Unlimited invoices, including recurring
  • Everything in Micro
  • 7-day trial, no card
Start 7-day trial

Questions, answered plainly

Something else? hi@setttle.ca

Yes. Upload a Wave export, review the proposed import, and resolve opening balances and outstanding items before relying on the new books. Read the Wave switching guide.

Bring your books over. Step in only when Setttle needs a decision.

Start free trialSee how the move works